In the last 12 years, Banks have written off loans worth crores of rupees. Check the details below.
| As on | Total number of Wilful Defaulters of Rs. 25 lakh and above | Total amount outstanding with Wilful Defaulters of Rs. 25 lakh and above (Rs. Lakh) |
| 31.3.2014 | 5,076 | 39,36,925 |
| 31.3.2015 | 7,574 | 69,80,854 |
| 31.3.2016 | 9,070 | 89,88,924 |
| 31.3.2017 | 9,675 | 1,07,66,950 |
| 31.3.2018 | 11,259 | 1,43,93,575 |
| 31.3.2019 | 12,140 | 1,93,80,637 |
| 31.3.2020 | 12,822 | 2,18,72,788 |
| 31.3.2021 | 13,845 | 2,62,25,350 |
| 31.3.2022 | 16,005 | 3,07,73,463 |
| 31.3.2023 | 17,968 | 3,60,47,191 |
| 31.3.2024 | 18,876 | 3,64,92,783 |
| 31.3.2025 | 18,318 | 3,83,26,453 |
Names of Top 10 Wilful Defaulters year wise
(Amounts in lakh Rs.)
| As on 31.3.2014# | ||
| S. N. | Borrower Name | Total Amount |
| 1 | Zoom Developers Private Limited | 1,89,030 |
| 2 | Beta Naphthol | 69,240 |
| 3 | MBS Jewellers Private Limited | 52,003 |
| 4 | Deccan Chronicle Holdings Limited | 50,154 |
| 5 | Raza Textiles Limited | 47,645 |
| 6 | Parekh Platinum Limited | 44,852 |
| 7 | XL Energy Limited | 41,184 |
| 8 | Rank Industries Limited | 39,591 |
| 9 | NAFED | 38,377 |
| 10 | Agnite Education Limited (Formerly Teledata Informatics Limited) | 33,518 |
| As on 31.3.2015 | ||
| S. N. | Borrower Name | Total Amount |
| 1 | Zoom Developers Pvt Ltd | 1,25,237 |
| 2 | Winsome Diamonds & Jewellery Ltd. | 1,04,618 |
| 3 | Beta Naphthol | 77,431 |
| 4 | Forever Precious Jewellery & Diamonds Ltd. | 74,798 |
| 5 | S Kumars Nationwide Limited (SKNL) | 70,193 |
| 6 | Winsome Diamonds & Jewellery | 63,949 |
| 7 | Raza Textiles Limited | 59,905 |
| 8 | Winsome Diamonds & Jewellery Ltd | 54,926 |
| 9 | Deccan Chronicle Holdings Ltd | 52,734 |
| 10 | Rank Industries Limited. | 46,895 |
| As on 31.3.2016 | ||
| S. N. | Borrower Name | Total Amount |
| 1 | Zoom Developers Pvt Ltd | 1,48,547 |
| 2 | Winsome Diamonds & Jewellery Ltd | 1,33,434 |
| 3 | Kingfisher Airlines Ltd | 1,20,140 |
| 4 | Winsome Diamonds & Jewellery Ltd. | 1,04,587 |
| 5 | Beta Naphthol | 99,684 |
| 6 | Deccan Chronicle Holdings Ltd | 93,668 |
| 7 | S Kumars Nationwide Limited | 83,423 |
| 8 | Forever Precious Jewellery & Diamonds Ltd. | 80,565 |
| 9 | Raza Textiles Limited | 73,609 |
| 10 | Kingfisher Airlines Ltd. | 69,550 |
| As on 31.3.2017 | ||
| S. N. | Borrower Name | Total Amount |
| 1 | Kingfisher Airlines Ltd | 2,32,279 |
| 2 | Zoom Developers Pvt Ltd | 1,36,337 |
| 3 | Winsome Diamonds & Jewellery Ltd | 1,33,434 |
| 4 | Beta Naphthol | 1,19,939 |
| 5 | REI Agro Ltd | 1,05,430 |
| 6 | Winsome Diamonds & Jewellery Ltd. | 1,04,551 |
| 7 | Deccan Chronicle Holdings Ltd | 93,581 |
| 8 | Raza Textiles Limited | 92,897 |
| 9 | S Kumars Nationwide Limited | 83,423 |
| 10 | Forever Precious Jewellery & Diamonds Ltd. | 80,565 |
| As on 31.3.2018 | ||
| S. N. | Borrower Name | Total Amount |
| 1 | ABG Shipyard Ltd | 1,87,490 |
| 2 | Kudos Chemie Ltd. | 1,68,368 |
| 3 | Zoom Developers Pvt Ltd | 1,65,657 |
| 4 | Beta Naphthol | 1,44,304 |
| 5 | Winsome Diamonds & Jewellery Ltd | 1,33,442 |
| 6 | Kingfisher Airlines Ltd | 1,21,808 |
| 7 | Raza Textiles Limited | 1,17,240 |
| 8 | REI Agro Ltd | 1,15,570 |
| 9 | Kingfisher Airlines Ltd | 1,10,584 |
| 10 | Winsome Diamonds & Jewellery Ltd. | 1,04,551 |
| As on 31.3.2019 | ||
| S. N. | Borrower Name | Total Amount |
| 1 | M/S Gitanjali Gems Ltd | 4,63,352 |
| 2 | ABG Shipyard Ltd | 1,87,490 |
| 3 | Zoom Developers Pvt Ltd | 1,87,220 |
| 4 | Promoter/ Directors of ABG Shipyard Ltd. | 1,82,376 |
| 5 | Kudos Chemie Ltd. | 1,73,710 |
| 6 | Beta Naphthol | 1,73,613 |
| 7 | Ruchi Soya Industries Ltd | 1,62,398 |
| 8 | Directors & Promoter of Amtek Auto Limited | 1,57,448 |
| 9 | Raza Textiles Limited | 1,47,961 |
| 10 | M/S Gili India Limited | 1,44,543 |
| As on 31.3.2020 | ||
| S. N. | Borrower Name | Total Amount |
| 1 | Gitanjali Gems Ltd | 5,00,704 |
| 2 | ABG Shipyard Ltd | 2,29,294 |
| 3 | Beta Naphthol | 2,09,021 |
| 4 | Raza Textiles Limited | 1,86,850 |
| 5 | Promoter/ Directors of ABG Shipyard Ltd. | 1,82,376 |
| 6 | Zoom Developers Pvt Ltd | 1,82,080 |
| 7 | Kudos Chemie Ltd. | 1,73,710 |
| 8 | Directors & Promoter of Amtek Auto Limited | 1,57,448 |
| 9 | Gili India Limited | 1,44,543 |
| 10 | Sterling Global Oil Resources Pvt Ltd | 1,28,042 |
| As on 31.3.2021 | ||
| S. N. | Borrower Name | Total Amount |
| 1 | Gitanjali Gems Ltd | 5,49,148 |
| 2 | ABG Shipyard Ltd | 3,02,911 |
| 3 | Beta Naphthol | 2,51,411 |
| 4 | Raza Textiles Limited | 2,35,812 |
| 5 | Shakti Bhog Foods Limited | 2,34,155 |
| 6 | Zoom Developers Pvt Ltd | 2,06,785 |
| 7 | Promoter/ Directors of ABG Shipyard Ltd. | 2,06,774 |
| 8 | Directors & Promoter of Amtek Auto Limited | 1,78,452 |
| 9 | Kudos Chemie Ltd. | 1,73,658 |
| 10 | Concast Steel & Power Limited | 1,68,463 |
| As on 31.3.2022 | ||
| S. N. | Borrower Name | Total Amount |
| 1 | Gitanjali Gems Ltd | 6,17,353 |
| 2 | ABG Shipyard Ltd | 3,02,531 |
| 3 | Beta Naphthol | 3,02,457 |
| 4 | Raza Textiles Limited | 2,97,603 |
| 5 | Unitech Limited | 2,67,692 |
| 6 | Sterling Global Oil Resources Pvt Ltd | 2,28,008 |
| 7 | Shakti Bhog Foods Limited | 2,23,780 |
| 8 | Zoom Developers Pvt Ltd | 2,16,617 |
| 9 | Erstwhile Promoter/ Directors of ABG Shipyard Ltd. | 2,06,774 |
| 10 | Allied Steels Limited | 2,04,240 |
| As on 31.3.2023 | ||
| S. N. | Borrower Name | Total Amount |
| 1 | Gitanjali Gems Ltd | 6,17,352 |
| 2 | Erstwhile Directors/Guarantors/ GCGS ofBhushan Power & Steel Limited | 3,81,082 |
| 3 | Raza Textiles Limited | 3,75,586 |
| 4 | Beta Naphthol | 3,63,862 |
| 5 | ABG Shipyard Ltd. | 3,31,808 |
| 6 | ABG Shipyard Ltd | 2,87,383 |
| 7 | Ex Directors ofDewan Housing Finance Corporation Ltd | 2,82,710 |
| 8 | Unitech Limited | 2,67,692 |
| 9 | Sterling Global Oil Resources Pvt Ltd | 2,26,292 |
| 10 | Shakti Bhog Foods Limited | 2,23,778 |
| As on 31.3.2024 | ||
| S. N. | Borrower Name | Total Amount |
| 1 | Gitanjali Gems Ltd | 6,22,879 |
| 2 | Raza Textiles Limited | 4,74,303 |
| 3 | Beta Naphthol | 4,37,946 |
| 4 | Erstwhile Directors/Guarantors/ GCGS ofBhushan Power & Steel Limited | 3,81,082 |
| 5 | ABG Shipyard Ltd. | 3,31,808 |
| 6 | ABG Shipyard Ltd | 2,84,583 |
| 7 | Ex Directors ofDewan Housing Finance Corporation Ltd | 2,82,710 |
| 8 | Rank Industries Limited. | 2,29,047 |
| 9 | Sterling Global Oil Resources Pvt Ltd | 2,26,292 |
| 10 | Shakti Bhog Foods Limited | 2,23,778 |
| As on 31.3.2025 | ||
| S. N. | Borrower Name | Total Amount |
| 1 | ABG Shipyard Limited | 6,69,530 |
| 2 | Gitanjali Gems Ltd | 6,23,655 |
| 3 | Beta Napthol Ltd | 5,26,848 |
| 4 | Rakeshkumar Kuldipsingh Wadhawan | 4,29,123 |
| 5 | Erstwhile Directors/Guarantors/ GCGS ofBhushan Power & Steel Limited | 3,81,082 |
| 6 | Raza Textiles Limited | 3,26,000 |
| 7 | Gilt Pack Limited. | 3,08,071 |
| 8 | ABG Shipyard Ltd | 2,84,583 |
| 9 | Rank Industries Limited. | 2,65,504 |
| 10 | Housing Development and Infrastructure Limited | 2,54,093 |
